Terms & Conditions

Last updated: September 24, 2026

Welcome to www.fspt.org (the "Website"), operated by First Settlement Physical Therapy, Inc. ("FSPT," "we," "us," or "our").

These Terms and Conditions ("Terms") govern your access to and use of our Website and its content, features, forms, and other online services. By accessing or using this Website, you agree to these Terms. If you do not agree with these Terms, please do not use the Website.

Use of the Website

You may use this Website for lawful, personal, and informational purposes only. You agree not to use the Website in any manner that could damage, disable, overburden, interfere with, or impair the Website or its operation.

You agree not to:

  • Use the Website for any unlawful or fraudulent purpose.
  • Attempt to gain unauthorized access to the Website, servers, systems, or networks connected to the Website.
  • Introduce viruses, malicious code, or other harmful technology.
  • Use automated tools to scrape, copy, or collect Website content without authorization.
  • Impersonate another person or provide false or misleading information through our forms.
  • Interfere with another person's use or enjoyment of the Website.

Medical Disclaimer

The information provided on this Website is intended for general informational and educational purposes only. It is not intended to replace professional medical advice, diagnosis, evaluation, or treatment.

Information about conditions, treatments, exercises, therapy techniques, rehabilitation, or other healthcare topics should not be interpreted as medical advice specific to your individual circumstances.

Always consult a qualified healthcare professional regarding questions about your health, symptoms, medical condition, or treatment options. Do not disregard professional medical advice or delay seeking medical care because of information you have read on this Website.

If you believe you are experiencing a medical emergency, call 911 or seek appropriate emergency medical attention immediately. The Website and its contact or appointment forms are not intended for emergency communications.

No Provider-Patient Relationship

Your use of this Website, including submitting a contact form, appointment request, or other inquiry, does not by itself establish a therapist-patient, provider-patient, or other healthcare relationship with First Settlement Physical Therapy, Inc. or any of its healthcare professionals.

A professional healthcare relationship is established only after appropriate intake, evaluation, consent, and other applicable requirements have been completed.

Appointment Requests

The Website may allow you to request an appointment or submit information to one of our locations. Submitting an appointment request does not guarantee that an appointment has been scheduled or confirmed.

An appointment should be considered confirmed only after you receive confirmation from First Settlement Physical Therapy, Inc. or the applicable clinic.

Please do not use Website forms to communicate urgent or emergency medical concerns.

Accuracy of Information

We make reasonable efforts to provide accurate and current information on this Website. However, healthcare information, insurance requirements, clinic information, service availability, operating hours, provider availability, and other information may change from time to time.

We do not warrant that all Website content will always be complete, accurate, current, or error-free.

You should contact the appropriate FSPT location directly if you need to confirm specific information before making healthcare, scheduling, insurance, or financial decisions.

Insurance and Payment Information

Any information provided on this Website regarding insurance coverage, benefits, payment options, or financial responsibility is provided for general informational purposes only.

Coverage and benefits vary depending on your insurance carrier, plan, medical necessity requirements, deductibles, copayments, coinsurance, authorizations, and other factors.

Verification of insurance benefits does not guarantee payment by an insurance provider. Patients remain responsible for understanding their individual insurance coverage and for any amounts that are their financial responsibility.

Forms and Information You Submit

When you submit information through our Website, you agree to provide information that is accurate and complete to the best of your knowledge.

Information submitted through Website forms may include your name, email address, telephone number, preferred location, appointment information, or other information you voluntarily provide.

Our collection and use of personal information through the Website is also governed by our Privacy Policy.

Electronic Communications

When you communicate with us electronically, including through Website forms, email, or other electronic methods, you consent to receive communications from us electronically where permitted by law.

You understand that standard email and certain other forms of electronic communication may not always be secure. You should avoid submitting highly sensitive medical or financial information through general Website contact forms unless specifically requested through an appropriate secure system.

SMS Terms

If you voluntarily opt in to receive SMS messages from First Settlement Physical Therapy, Inc., you consent to receive text messages at the telephone number you provided.

Messages may include appointment-related communications, surveys, service-related information, or other communications you have consented to receive. Message frequency may vary. Message and data rates may apply depending on your mobile carrier and plan.

Reply STOP to opt out of SMS messages or HELP for assistance.

Consent to receive SMS messages is not a condition of purchasing or receiving healthcare services. SMS consent is not shared with third parties for their independent marketing purposes.

Intellectual Property

Unless otherwise stated, the Website and its content, including text, graphics, logos, photographs, videos, designs, layouts, icons, and other materials, are owned by or licensed to First Settlement Physical Therapy, Inc. and are protected by applicable intellectual property laws.

You may view and use Website content for your personal, non-commercial use. You may not reproduce, modify, distribute, republish, display, sell, license, or commercially exploit Website content without prior written permission from First Settlement Physical Therapy, Inc., except where otherwise permitted by law.

Third-Party Websites and Services

Our Website may contain links to websites, applications, resources, or services operated by third parties.

These links are provided for convenience or informational purposes. First Settlement Physical Therapy, Inc. does not control these third-party websites and is not responsible for their content, availability, security, privacy practices, products, or services.

Your use of third-party websites is subject to the terms and privacy policies of those third parties.

Website Availability

We aim to keep our Website accessible and functioning properly, but we do not guarantee uninterrupted or error-free availability.

We may modify, suspend, restrict, or discontinue any portion of the Website at any time for maintenance, security, technical, operational, or other reasons.

Disclaimer of Warranties

To the fullest extent permitted by applicable law, this Website and its content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied.

We do not guarantee that the Website will always be available, secure, accurate, complete, free from errors, or free from viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by applicable law, First Settlement Physical Therapy, Inc., its affiliates, officers, employees, contractors, providers, and representatives will not be liable for any direct, indirect, incidental, special, consequential, or other damages arising from or related to your access to, use of, or inability to use this Website or reliance on information made available through the Website.

Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited under applicable law.

Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless First Settlement Physical Therapy, Inc. and its affiliates, employees, officers, contractors, and representatives from claims, damages, liabilities, losses, or expenses arising from your misuse of the Website, violation of these Terms, or violation of the rights of another person or entity.

Privacy

Your privacy is important to us. Please review our Privacy Policy for information regarding how we collect, use, disclose, and safeguard information obtained through the Website.

Children's Use of the Website

The Website is not intended to be independently used by children under the age of 13 to submit personal information. Parents or legal guardians should supervise a minor's use of the Website and submission of information where applicable.

Healthcare services for minors may be subject to separate consent, authorization, and documentation requirements.

Changes to These Terms

We may revise or update these Terms from time to time. Any changes will become effective when the revised Terms are posted on this page unless otherwise stated.

The "Last updated" date at the top of this page indicates when these Terms were most recently revised. Your continued use of the Website following the posting of updated Terms constitutes your acceptance of those Terms.

Severability

If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, the remaining provisions will remain in full force and effect to the extent permitted by law.

Governing Law

These Terms will be governed and interpreted in accordance with applicable federal, state, and local laws. Any dispute relating to these Terms or the use of this Website will be handled in accordance with applicable law and jurisdictional requirements.

Contact Us

If you have questions about these Terms and Conditions, please contact First Settlement Physical Therapy, Inc. through the contact information provided on our Website.

Website: www.fspt.org